When applying for a Home or Car loan, not even your dinner is safe from scrutiny. Personal spending habits on things like clothes, holidays, and takeaway food are becoming under scrutiny when a bank considers your loan application. Banks are now looking at bank statements to see how often you […]

If you’re buying a home or paying off a mortgage, your interest rate matters. After all, if interest rates go up, you could be paying more for your mortgage. If they go down, you’ll have more money in your pocket and may be able to afford to borrow more or […]

Comprehensive Credit Reporting (CCR) is a change to credit reporting by banks in Australia.   Previously, negative credit reporting was the system Australia operated under, which was based around only making a note of negative credit events such as missed repayments or defaults, bankruptcies and court judgments. Under the new CCR, your […]

Comprehensive Credit Reporting (CCR) is a change to credit reporting by banks in Australia.   Previously, negative credit reporting was the system Australia operated under, which was based around only making a note of negative credit events such as missed repayments or defaults, bankruptcies and court judgments. Under the new CCR, your […]

Bankruptcy can be life-changing, but it doesn’t mean you can never get a home loan. Bankruptcy is not designed as a punishment. It is more like a financial “reset button.” It is there to help Australians who, through no fault of their own, find themselves in a position where they will […]

If you want to update your existing property or you want a house customised to your needs and preferences, building a house instead of buying one can be a good choice. If you’re looking to do this, then a construction loan is the finance tool you need.   What is […]

We outline six steps worth taking in your home buying journey so you can purchase your first home with confidence. For many people, buying their first home will be the biggest purchase they ever make. And not knowing just where to start can feel a bit overwhelming. From scouring the […]

Tighter credit and changing lending policies are creating confusion and complexity in the third-party channel as brokers receive conflicting messages from bank BDMs and credit assessors on prime mortgage deals. Fears are growing about a potential “credit crunch” that has largely been driven by the cross currents of regulatory measures, changing […]

The Australian Broking Awards are the benchmark for excellence in mortgage broking. Since 2011, the awards have celebrated professionalism, best practice and innovation in mortgage broking, and are the most sought-after award for Australia’s brokers, brokerages, aggregators and mortgage industry leaders.  Go Mortgage is excited to announce that we took […]